For small businesses

Small businesses are being crippled by rising healthcare costs and poor insurance coverage. We can help.

After payroll, health care is the most expensive cost for a small business. Many small businesses either can’t afford coverage for their employees or can only offer minimal coverage with a high deductible, rendering health coverage essentially useless.

In the all-too-common but depressing example, the employer and employee combine to pay a monthly insurance premium (often $300-1500/month) plus the employee has to pay the deductible (often $2000-8000/year) before their insurance coverage kicks in. When the employee then needs to go to the doctor, the medical facility charges astronomical prices (often hundreds of dollars for a simple visit or lab test).

Every year, insurance premiums go up, cost of healthcare goes up, and relative wages go down. Every year, small businesses take a hit and tighten their belts further. And employees are left footing more of the bill.

We can help: With an affordable direct primary care membership, employees are encouraged to get healthy and stay healthy. This can lead to healthier employees, lower absenteeism, improved employee retention, and lower business costs.

As an example, we work with an employer who was faced with a 25% increase in insurance premiums for 2020. They canceled their insurance, switched to direct primary care/health share, but gave their employees the option to continue with a traditional insurance plan of their choosing. All employees who have chosen direct primary care can now access their PCP for free and the company’s healthcare costs have decreased by more than 40%!

If you are a small business owner interested in Maine Integrative Family Care, please contact us and we will happily discuss how we can take great care of your employees. We offer group discounts for small businesses.